"Yes, non-U.S. citizens are eligible to open a bank account in the United States. At Texas Creditbenchmark, you'll need to present two forms of ID, a tax identification number, and documents verifying both your foreign and U.S. addresses."
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Instant Loan Offers with 0% Interest for 3 Months
Need funds fast? Get instant approval and pay no interest for the first 90 days.
Custom Banking
Banking For Your Needs
Accounts
Duty the obligations business.
Fixed Deposit
Higher Returns & Security.
Investments
Secure you & your family.
Security
Secure you & your family.
Insurance
Higher Returns & Security.
Accounts
Connect your finances with the world. Open an international account and bank without borders.
Key Benefits:
- 24/7 Online Banking Access
- Premium Exchange Rates
- Global Customer Support
- Access to Global Investment Tools
Need Guide
Contact Us
Fixed Deposit
Let your savings work smarter. Secure your tomorrow with a fixed deposit today.
Key Benefits:
- Loan Against FD
- Safe and Secure
- Senior Citizen Benefits
- Flexible Tenure Options
Need Guide
Contact Us
Investments
Invest not just to earn, but to empower your future. CreditBenchmark helps you make every rupee count
Key Benefits:
- Access to Global Markets
- Risk Management Tools
- Tax Optimization Planning
- Trust & Compliance
Need Guide
Contact Us
Security
Banking is built on trust. At CreditBenchmark, we don’t just promise security — we prove it every second.
Key Benefits:
- Data Privacy Compliance
- Account Lock & Freeze Options
- Dedicated Security Team
- Regular Security Audits
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Contact Us
Insurance
Life, Health, Travel, and Property Insurance options
Key Benefits:
- Financial Protection Against Unexpected Events
- Tax-Saving Opportunities
- Fast Claim Settlement Process
- Extra Rewards with Banking
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Contect Now
Secure Growth
Enhance Your Wealth Safely
Multi Currency a/c
Stay globally connected, financially flexible. With Credit-Benchmark, manage currencies like a local—anywhere in the world.
Mutual Funds
Let your money do the hard work. Invest in mutual funds and watch your wealth grow steadily.
Custom Banking
Banking For Your Needs
Get Support
Savings Accounts
Savings designed to meet your business needs.
Start saving with online access to funds. $5 maintenance fee per statement cycle. Waive the $5 maintenance fee when you maintain a $500 daily balance.
$ 30k
Live Savings Accounts
2.5% in lfy $ 14k
In Customer Opening Trust
4.5% in lfy Digital Opening
Consumer Loans
Prepare for the unexpected.
Texas Credit Benchmark business loan options can be used to cover operating expenses, maintain inventory, pay vendors and more. Backed by the strength and stability of U.S. Bank, our business loans offer you competitive rates, flexible terms and guidance from a business banker.
$ 21k
Consumer Loans
2.3% in lfy $ 4.3b
In Customer Investes
4.0% in lfy Digital Opening
Credit Cards
Texas Credit Benchmark in
Your Future, Credit Cards.
Texas Credit Benchmark Bank business credit cards offer contactless chip technology allowing for enhanced security and touch-free payments at the millions of retail store locations that accept contactless payments.
$ 1,000
Credit Account
2.8% in lfy 48 k
In Customer Savings
3.5% in lfy Digital Opening
Advisory Services
Finding the right wealth
professional
Wealth Management Advisors from Texas Credit Benchmark Bank Investments and Texas Credit Benchmark Advisors, or Private Wealth Advisors from Texas Credit Benchmark Private Wealth Management, can work with you to develop an overall wealth and investment plan, and help ensure all aspects of your plan align with your goals.
Nomnal Change
Advisor Service
2.8% in lfy Trusted rate
In Customer Trust
3.9% in lfy Digital Opening
Insurance Products
Best Insurance Discloser with Texas Credit Benchmark.
Insurance products are available through various affiliated non-bank insurance agencies, which are Texas Credit Benchmark subsidiaries.... Investment and insurance products
$ 12 k
Insurance
2.1% in lfy Custumer Trust
4.2% in lfy Digital Opening
Time-Saving Account
Earn more on your money.
Open a U.S.-based Certificate of Deposit (CD) and earn higher interest rates with a locked-in term. Ideal for savers looking for low-risk, fixed returns over time.
$250,000
FDIC insured up to
3.0% in lfy $100
bonus
5.25% Competitive APYs
Credit Cards
Home improvement personal loan
Explore a wide range of U.S. credit cards tailored for every lifestyle—earn rewards, build credit, and enjoy premium perks wherever you go.
3%
on groceries, gas, and dining
$0 Fraud Liability
InPersonal Loan
Individual Banking Services
Checking & Savings Accounts
(FDIC Insured)
From managing your day-to-day finances to long-term goals, our personal banking services offer everything you need with the trust of a U.S.-regulated institution.
Auto Loans
Home Equity
Online Bill Pay Scheduled Transfers
Nationwide ATM access
Fast, secure digital banking Debit Cards with Instant Issue and Card Lock
Insurance Products
Insurance protection | Texas Credit Benchmark
An insurance protection plan can help you prepare for life’s surprises and feel more confident about the future.
$ 3k
Individual Insurance
4.5% in lfy $ 35b
In Insurance
4.6% in lfy Digital Opening
0k
Happy Customers World Wide.
0m
Transactions Processed Daily.
0+
ATMs and Branches Globally.
0+
Years of Trusted Banking Service.
Locker Facility
Ultimate Locker Solution for Valuables
Frequently occur that pleasures have to repudiated and annoyances accepte the wise man always holds.
Affordable Security .
Key Features
Available in Different Sizes.
Affordable Rental Plans.
Spending
Secure
Secure
Credit Card Discover Our
Discover Our
Range of Credit Cards
Rewards Cards
Cashback Cards
Travel Cards
Faq’s
Have questions? We’re here to help. Get the answers you need about U.S banking, money management, and more."
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01Is it possible for a non-citizen to open a bank account in the U.S.?
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02Do I have to have an SSN to open a bank account in the U.S.?
You don’t need a Social Security Number (SSN) to open a bank account with Texas Creditbenchmark. However, you must provide two valid forms of identification. Refer to step 2 above for a full list of acceptable ID options
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03Does Texas Creditbenchmark offer assistance in other languages?
Texas Creditbenchmark offers interpretation services in over 200 languages. Just ask any associate for Language Line Services in your preferred language. Some financial centers and contact centers also have certified bilingual staff available to assist in languages like Spanish, Mandarin, Portuguese, and more. Plus, many of our digital services are accessible in both English and Spanish.
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04How can I transfer money locally or from another country?
With our Online Banking and Mobile Banking app, you can send both domestic and international wire transfers. Money can be sent in over 140 currencies to more than 200 countries. There’s no fee for outbound wire transfers sent in foreign currency, though exchange rate markups may apply.
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05How can a U.S. bank account be useful to me?
Opening a U.S. bank account is a key step in confidently managing your finances and laying the groundwork for your financial future. It allows you to safely deposit and withdraw money, pay bills, and send funds to others or institutions. With Texas Creditbenchmark’s $0 Liability Guarantee, you’re protected from unauthorized debit card transactions when reported promptly. You can also conveniently deposit checks anytime using the Mobile Banking app on your smartphone or tablet. Plus, you can enjoy cash back rewards through Texascreditbench® when you use your eligible Texas Creditbenchmark debit or credit card at select stores and restaurants.