To apply for a Credit Card,
- Income: Must demonstrate sufficient income to cover monthly payments
- Credit Score: Generally, a score of 700+ (Good to Excellent credit) is recommended
- Age: Must be 18 years or older
- Residency: Valid U.S. address (no P.O. boxes)
- Identification: Provide a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) .