The interest rate you’ll get depends on a number of factors, including the amount borrowed, the term of the loan, and your personal circumstances. To find out how much your loan will cost you can get a personalised quote, which won't affect your credit rating. This puts you under no obligation to proceed with the loan but will enable you to see how much you can borrow and what it may cost.
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Graduate Loan
Graduate loan
Our graduate loan can help you get your finances in order after finishing university. Graduate loans from $1,000 to $10,000. Exclusive to CBM Graduate account customers who have held their account for more than 3 months. 12.9% APR representative for loans between $5,000 and $10,000 for 1 - 5 years. Subject to approval.
- Choose your amount
- Choose your term
- know your rate
Benefits of a graduate loan
02
Choose your amount
Apply for a loan between $1,000 and $10,000
03
Choose your term
Repayment terms from 1 to 5 years
04
Know your rate
We'll let you know your rate before you apply
To apply for a graduate loan, you'll need to:
- Be a US resident
- Be over 18, or over 21 if you apply online
- Have had a CBM graduate account for at least 3 months
- Be employed or have a regular income
- Earn at least $980 per month after tax
- Not have any recent CCJs, Credit Defaults or Bankruptcies, and be up to date with any CBM debts
How do I apply for a graduate loan?
To apply for a graduate loan, you’ll need to visit us in branch.
Book a time with us that works for you.
Car loan FAQs
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01What are the interest rates, and are they fixed or variable?
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02What are the maximum amounts that can be borrowed for graduate studies?
The maximum amount you can apply for with a graduate loan is $10,000.
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03What are the eligibility criteria for graduate loans? Are credit checks required?
To apply for a graduate loan, you’ll need to be over 18, a Europe resident and be employed or have a regular income. We carry out credit checks, and you’re unlikely to be approved if: You earn less than €850 a month after tax Have been declared bankrupt, had County Court Judgements, been subject to an Individual Voluntary Arrangement in the last 6 years Or missed payments on any borrowing
Important information
The representative APR is the Annual Percentage Rate of charge. You can use it to compare the overall cost of credit between different lenders.