The loan amount depends on the gold's purity and weight. Generally, you can get up to 75% of the gold’s market value.
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Gold Loan
Gold loan
CBM Bank Easy Gold Loan offers loan against gold jewellery is the solution for your financial needs. You can avail TCB Bank Easy Gold loan whenever you need funds for education of children, business expansion, down payment for purchase of property or automobile, medical emergency, agricultural needs etc.
- Quick disbursement
- Hassle-free procedures
- Total security for your gold
- Dedicated gold loan counters
Gold loans that match your needs
Choose your amount
Apply for $1,000 to $25,000. Or $300 to $50,000 for CBM current account customers
Choose your term
Repayment terms from 1 to 5 years. Up to 7 years for existing CBM customers
Make a decision
A personalised quote and a decision in minutes without affecting your credit score
What you need to apply
- Be a US resident
- Be over 18, or over 21 if you apply online
- Have had a CBM graduate account for at least 3 months
- Be employed or have a regular income
- Earn at least $980 per month after tax
- Not have any recent CCJs, Credit Defaults or Bankruptcies, and be up to date with any CBM debts
How do I apply for a gold loan?
To apply for a gold loan, you’ll need to visit us in branch.
Book a time with us that works for you.
Gold loan FAQs
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01How much loan can I get against my gold?
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02What type of gold is accepted for a gold loan?
Only gold jewelry (usually 18 to 24 karats) is accepted. Gold bars and coins may not be eligible, depending on the lender’s policy.
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03 Do I need a CIBIL score for a gold loan?
No, a good credit score is not mandatory as the loan is secured against gold.
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04What happens if I am unable to repay the gold loan?
If the loan is not repaid within the tenure, the lender has the right to auction the pledged gold after giving proper notice.
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05 Can I renew my gold loan?
Yes, many lenders allow gold loan renewals upon request and repayment of interest.
Important information
The representative APR is the Annual Percentage Rate of charge. You can use it to compare the overall cost of credit between different lenders.