Privacy Policy

Effective Date: August 08, 2024
Entity: Texas Credit Benchmark (United States)

Texas Credit Benchmark (“we”, “our”, or “us”) is committed to protecting the privacy and security of our customers’ personal information in compliance with U.S. federal and state privacy laws, including the Gramm-Leach-Bliley Act (GLBA) and applicable state-level data protection acts.

This Privacy Policy explains how we collect, use, share, and safeguard your personal and financial information.

1. Information We Collect

We may collect the following categories of information:

• Personal Information: Full name, address, email, phone number, Social Security Number (SSN) or Tax ID
• Banking Information: Account numbers, balances, transaction records
• Login Information: IP address, login time, device details
• Customer Support Data: Messages sent through contact forms or email

We collect this data when you:

• Open an account or register on our website
• Conduct financial transactions
• Use support or contact services
• Browse or interact with our site/app
•  

2. How We Use Your Information

Your information may be used to:

• Open and manage your banking accounts
• Verify your identity and protect against fraud
• Process financial transactions
• Respond to inquiries or service requests
• Maintain account and security logs
• Comply with federal and state regulations
•  

3. Data Security Practices

We use administrative, physical, and technical safeguards to secure your data:

• End-to-end encryption
• Two-factor authentication (2FA)
• Secure data storage and firewalls
• Employee access control and monitoring

We comply with GLBA’s Safeguards Rule for financial institutions in the U.S.

4. Sharing of Information

We do not sell your personal information.
We may share your data only in the following cases:

• With federal or state authorities as required by law
• With trusted third-party vendors (for payment processing, compliance, etc.)
• With fraud prevention or identity verification services
• As required by court orders or legal investigations

All third-party vendors are contractually bound to follow data protection standards under U.S. law.

5. Your Rights (Under U.S. Law)

Depending on your U.S. state of residence (e.g. California, Texas), you may have the right to:

• Request access to the personal data we hold about you
• Request correction or deletion of your data (subject to banking laws)
• Opt out of data sharing for non-essential marketing
• Limit use of sensitive data (where applicable)

📧 To make a request, contact us at support@texascreditbenchmark.com

6. Cookies & Online Tracking

We may use cookies and similar technologies to:

• Maintain secure login sessions
• Analyze usage to improve functionality
• Store user preferences (e.g., dark mode)

You may control cookies via your browser settings.

7. Children’s Privacy

We do not knowingly collect or store information from children under the age of 13, in accordance with the Children’s Online Privacy Protection Act (COPPA).

8. Contact Us

For privacy-related questions, requests, or complaints, contact:

Texas Credit Benchmark
📧 Email: support@texascreditbenchmark.com
📍 Address: 304 S. Jones Blvd Las Vegas, NV 89107
📞 Toll-Free: +1 2679868319

9. Changes to This Policy

We may update this Privacy Policy periodically. If changes are material, we will notify users through email or an in-app notice.

Last Updated: August 08, 2024