Terms & Conditions

1. Account Eligibility

To use Texas Credit Benchmark services, you must:

• Be at least 18 years old

• Reside in the United States

• Provide accurate and complete identification and financial information

• Comply with all applicable federal and state banking laws

2. User Responsibilities

You agree to:

• Maintain the confidentiality of your login credentials

• Notify us immediately if your account is accessed without your authorization

• Only use our services for lawful purposes

• Not engage in fraudulent, abusive, or illegal activities using our platform

3. Financial Transactions

By using Texas Credit Benchmark to send, receive, or manage funds, you acknowledge:

• All transactions are subject to verification

• Processing times may vary based on bank holidays, security checks, and third-party delays

• You are responsible for ensuring recipient details are accurate

• We are not liable for transfers made to incorrect or unintended beneficiaries if the transaction was authorized

4. Privacy and Data Use

Your data is handled according to our Privacy Policy. By using our services, you consent to our collection and use of personal information as described therein.

We comply with the Gramm-Leach-Bliley Act (GLBA), U.S. state data laws, and industry-standard security practices.

5. Prohibited Activities

You may not use our platform for:

• Money laundering, terrorism financing, or any unlawful activity

• Phishing, hacking, or unauthorized data access

• Reselling our services or impersonating Texas Credit Benchmark

• Posting or transmitting offensive, harmful, or illegal content

Violation of this section may result in immediate account suspension and legal action.

6. System Availability

We strive to keep our platform operational 24/7 but do not guarantee uninterrupted access. Maintenance, outages, or third-party failures may cause temporary disruptions.

We are not liable for any loss or inconvenience caused by system downtime.

7. Communication Consent

By using our services, you agree to receive important notices and communications electronically, including:

• Transaction confirmations

• Policy updates

• Security alerts

• Account-related messages

You may opt out of promotional emails at any time.

8. Intellectual Property

All content, logos, designs, and trademarks on this platform are the property of Texas Credit Benchmark or its licensors.
You may not copy, modify, distribute, or reverse engineer any part of our platform without written permission.

9. Limitation of Liability

To the fullest extent permitted by U.S. law:

• Texas Credit Benchmark shall not be liable for indirect, incidental, or consequential damages.

• Our total liability for any claim arising out of your use of the platform shall not exceed the amount paid (if any) for the services in the previous 6 months.

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10. Governing Law

These Terms are governed by the laws of the State of Texas and the United States of America, without regard to conflict of law principles.
Disputes shall be resolved through arbitration or small claims court in Texas, unless otherwise required by federal banking law.

11. Updates to Terms

We may update these Terms periodically. Changes become effective once posted on our website. Continued use of our services after changes means you accept the revised Terms.

Last Updated: August 11, 2024

12. Contact Information

For questions or legal notices, contact us at:

                 Texas Credit Benchmark
Email: support@texascreditbenchmark.com
Address: 304 S. Jones Blvd Las Vegas, NV 89107

Toll-Free: +1 2679868319